A bank approval can feel like the finish line when you are buying your first home. It is a positive step, but it is not always the full answer. A mortgage is...
Mortgage arrears can make every phone call, email, and payment date feel urgent. Missing payments does not always mean you need to sell your home right away,...
A construction loan in Mississauga can help fund a custom home, major renovation, or infill project when a standard mortgage does not fit the plan. Instead o...
Debt consolidation can make a lower monthly payment look very appealing when household bills, credit card balances, and seasonal expenses start piling up. Us...
Self-employment can give you more freedom, but it can make mortgage approval harder to explain. A strong business income does not always show up as a simple ...
If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, you’ve come to the right place! Here’s how it works. When you work with...
Let’s say you have a home that you’ve outgrown; it’s time to make a move to something better suited to your needs and lifestyle. You have no desire to keep two properties, so selling your existing home and moving into something new (to you) is...
Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. The key to financial success here is getting things under control as quickly as possible....
Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians are putting off retirement, hoping to...
You’d think an online calculator is a pretty straightforward device, one that you should be able to place your confidence in, and for the most part, they are. Calculators calculate numbers. The numbers are reliable, but how you interpret those numbers, not so much, especially...